SMART-MOTORING.COM

TERMS OF USE AND PRIVACY POLICY

Last Updated: 5 February 2025

1. INTRODUCTION

1.1 Important Notice
This legal notice applies to your use of the entire contents of the Website under the domain name www.smart-motoring.com (“the Website”) and to any correspondence by email or otherwise between you and us. Please read these Terms of Use (“Terms”) carefully before using the Website. By accessing or using the Website, you indicate that you accept these Terms. If you do not accept these Terms, please do not use the Website.

1.2 Who We Are
Smart-Motoring.com is a Motoring Blog and News Portal (“Smart-Motoring,” “we,” or “us”) that provides the latest motoring news, articles, and content to visitors. We are committed to protecting your privacy and handling any personal information we obtain in compliance with the Data Protection Act 1998 (as amended), the UK General Data Protection Regulation (UK GDPR), and other applicable data protection laws.

1.3 Contact Details
If you have any comments, queries, concerns, or questions about these Terms, our Privacy Policy, or any aspect of the Website, you may contact us via:

By Post
7 Station Lane,
Hornchurch,
Essex,
RM12 6JL,
United Kingdom

By E-Mail
team@Smart-Motoring.com

2. UPDATES AND AMENDMENTS

2.1 Changes to These Terms
We may amend these Terms at any time. You should check this page every time you visit the Website to review any amendments, as they are binding on you. Your continued use of the Website following the posting of revisions to these Terms indicates your agreement to be bound by the updated Terms.

3. USE OF OUR WEBSITE

3.1 Geographical Scope
Unless otherwise indicated, our products and services are intended primarily for UK residents accessing this Website from within the UK. If you choose to access this Website from outside the UK, you are responsible for compliance with local laws where applicable.

3.2 Insurance-Related Content
If you use this Website to apply for insurance or obtain an insurance quotation, you confirm that:

  • You are over 17 years old; and
  • You are not impersonating another person.

We aim to provide competitive insurance products; however, eligibility criteria may apply. We reserve the right to refuse any request for a quote if you do not meet the required eligibility conditions.

3.3 Licence to Use Website

  • You may print and download extracts from this Website for your personal, non-commercial use, provided that:
  1. No documents or related graphics on this Website are modified in any way.
  2. No graphics on this Website are used separately from accompanying text.
  3. Our copyright notice and this permission notice appear in all copies.
  • If you breach any provision of these Terms, your permission to use this Website automatically terminates, and you must immediately destroy any downloaded or printed extracts.

3.4 Prohibited Uses
You agree not to use the Website or its contents for:

  • Any unlawful purpose, or in breach of any applicable laws or regulations.
  • Posting or transmitting any material that is threatening, defamatory, obscene, offensive, abusive, liable to incite racial hatred, or otherwise objectionable.
  • Posting or transmitting any material for which you have not obtained all necessary licences or approvals.
  • Encouraging conduct that is a criminal offence, gives rise to civil liability, or otherwise breaches the laws of any relevant country.
  • Posting or transmitting any technically harmful material (including, without limitation, viruses, logic bombs, worms, and other malicious software).
  • Hacking, attempting to gain unauthorised access, or otherwise misusing the Website or any connected network.

3.5 Service Access
While we endeavour to ensure that the Website is available 24 hours a day, we will not be liable if, for any reason, the Website is unavailable at any time or for any period. Access may be suspended without notice in the case of system failure, maintenance, or repair, or for reasons beyond our control.

4. INTELLECTUAL PROPERTY AND USE OF IMAGES

4.1 Ownership of Website Content
Unless otherwise stated, the copyright and other intellectual property rights in all material on this Website (including, without limitation, photographs, graphics, images, text, software, and data) are owned by us or our licensors.

4.2 Licensed and Copyright-Free Images

  • We take all reasonable steps to ensure that every image used on our Website is properly licensed or copyright-free. However, due to the dynamic nature of online content, errors may occasionally occur.
  • Should you believe any image or other content displayed on our Website infringes your copyright or other rights, please contact us at team@Smart-Motoring.com with sufficient details for us to investigate. We will promptly remove or disable access to any such content if it is found to be infringing.

4.3 Disclaimer for Image Use
To the fullest extent permitted by law, we disclaim any liability for inadvertent use of unlicensed or improperly licensed images. You agree that you will not hold us responsible for any claim arising out of the use, reproduction, or display of any image on this Website that was used under the good-faith belief that it was licensed or copyright-free.

5. VISITOR MATERIAL AND CONDUCT

5.1 Non-Confidentiality of Submissions
Other than personally identifiable information (covered under our Privacy Policy), any material you transmit or post to this Website shall be considered non-confidential and non-proprietary. We shall have no obligations with respect to such material and shall be free to copy, disclose, distribute, incorporate, or otherwise use it for any purpose.

5.2 Prohibited Content
You are prohibited from posting or transmitting any content that:

  • Is threatening, defamatory, obscene, indecent, offensive, pornographic, abusive, discriminatory, or otherwise unlawful.
  • Encourages criminal behaviour or conduct that would give rise to civil liability.
  • Infringes the rights of any third party, including intellectual property rights.
  • Contains viruses, worms, Trojan horses, or other harmful code.

5.3 Indemnity for Visitor Conduct
You agree to fully indemnify and hold us harmless from any losses, liabilities, claims, or damages (including legal fees) arising out of or related to content you post or transmit on the Website, or your use of the Website in breach of these Terms.

6. LINKS TO AND FROM OTHER WEBSITES

6.1 Third-Party Links
Links to third-party websites on this Website are provided solely for your convenience. If you use these links, you will leave this Website. We do not control and are not responsible for these websites or their content, nor do we endorse them. Access to any third-party site is at your own risk.

6.2 Linking to This Website
You may link to our homepage provided you comply with the following conditions:

  • You do not remove, distort, or otherwise alter the size or appearance of our logo.
  • You do not create a frame or any other browser or border environment around the Website.
  • You do not imply that we are endorsing any products or services other than our own.
  • You do not misrepresent your relationship with us or present any other false information about us.
  • You do not use any of our trademarks without express permission.
  • Your website does not contain content that is distasteful, offensive, or controversial, or infringes any third-party rights.

We expressly reserve the right to revoke these linking rights if you breach these Terms, and you shall fully indemnify us for any loss or damage suffered by us for such breach.

7. DISCLAIMER

7.1 Accuracy of Information
While we endeavour to ensure the information on this Website is correct, we do not warrant the accuracy or completeness of any material. We may make changes to the material, or to products, services, and prices described on the Website at any time without notice. The material on this Website may be out of date, and we make no commitment to update it.

7.2 “As Is” Basis
The material on this Website is provided “as is” without any conditions, warranties, or other terms of any kind. To the maximum extent permitted by law, we exclude all representations, warranties, and conditions (including, without limitation, implied warranties of satisfactory quality, fitness for a particular purpose, and reasonable care and skill) which, but for these Terms, might have effect in relation to this Website.

8. EXCLUSION OF LIABILITY

8.1 Limitation on Types of Damages
We, and any other party (whether or not involved in creating, producing, maintaining, or delivering this Website), hereby exclude, to the fullest extent permitted by law, all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party, including but not limited to:

  • Direct, indirect, punitive, or consequential loss or damages;
  • Loss of income, profits, goodwill, data, or contracts;
  • Business interruption losses; and
  • Any losses or damages arising from viruses or other malicious software that may infect your computer equipment, software, data, or other property as a result of your use of this Website or any linked websites.

8.2 Own Risk
Access and use of this Website are at your own risk. We do not accept liability for any inability to access or use the Website’s functionality, or any issues arising from your downloading of content from the Website.

8.3 Exceptions
Nothing in these Terms shall exclude or limit our liability for:

  • Death or personal injury caused by negligence (as defined under the Unfair Contract Terms Act 1977).
  • Fraud or fraudulent misrepresentation.
  • Any liability that cannot be excluded or limited under applicable law.

If your use of any materials on this Website results in the need for servicing, repair, or correction of equipment, software, or data, you assume all costs thereof.

9. PRIVACY POLICY

9.1 Data Protection Statement
We want you to be confident that we take data protection and your privacy seriously. As a regulated company and data controller, we are responsible for the security and management of any personal information we hold about you. We process personal data in line with the Data Protection Act 1998, UK GDPR, and other relevant legislation.

9.2 Changes to Our Privacy Policy
We reserve the right to amend or modify this Privacy Policy at any time. Any changes will be published on our Website or issued separately if required by law.

9.3 Collection and Processing of Personal Information

  • Cookies: We use cookies on our site to track how you interact with our site. This information is used to improve the user experience. You can disable cookies in your browser; however, certain functionalities may be limited.
  • Newsletter Subscriptions: We offer a monthly newsletter. You can opt out at any time by following the “unsubscribe” link in any email sent.
  • Promotions and Competitions: If you enter a promotion/competition, your personal information will be used in accordance with the terms of that promotion/competition.
  • Polls and Surveys: If you participate in a poll/survey, any personal information will only be used in accordance with the stated purpose of that poll/survey.

9.4 Demographic and Other Data
We may collect information about your use of the Website, your device (computer, tablet, or mobile), demographic data, click-through information, and browser type. Such data is generally used for statistical purposes and is not transferred to third parties unless stated otherwise.

9.5 E-Mail Communications
We use tracking tags to evaluate the effectiveness of our email campaigns (e.g., which links are clicked). If you wish to opt out of future emails, please use the “Unsubscribe” link in our emails or contact us.

9.6 Use of Collected Information
The information collected is owned by Smart-Motoring and may be used to:

  • Contact you regarding your entry in a promotion/competition or if you have won;
  • Monitor and improve the performance of the Website;
  • Monitor compliance with our Terms and investigate complaints;
  • Send you promotional materials or special offers, unless you have opted out;
  • Comply with legal or regulatory obligations.

9.7 Publicly Posted Information
Any information you post publicly on the Website may be used by us and viewed by the public. We accept no responsibility for any information used or viewed on the Website.

9.8 Storage & Security
Any information we collect is stored on protected servers accessible only by authorised personnel. We employ firewalls and take measures to prevent unauthorised access or misuse.

9.9 External Links
Our Website contains links to external websites and may feature advertisements from third parties. We do not control these external sites and accept no responsibility for their content or privacy practices.

10. COOKIES

10.1 What Are Cookies?
Cookies are small text files placed on your computer or mobile device by websites. They allow the website to remember things like your preferences and how you interact with the site.

10.2 Types of Cookies We May Use

  • Performance Cookies: Collect information about how you use our Website (e.g., analytics).
  • Targeting Cookies: Identify users between different websites, allowing content partners and banner networks to display relevant ads.
  • Unclassified Cookies: Cookies that do not belong to any other category or are in the process of being classified.

10.3 Managing Consent
When you first visit our Website, a pop-up will explain our use of cookies. You can manage or withdraw your consent at any time. You may also disable cookies via your browser settings, but please note some features of our Website may not work correctly if you do so.

10.4 How to Disable Cookies
Specific instructions vary by browser (e.g., Internet Explorer, Mozilla Firefox, Google Chrome, Safari). Consult your browser’s “Help” section or visit www.aboutcookies.org for further guidance.

10.5 Data Capture
Certain enquiry forms may capture your data before submission to improve user experience. For more details, please see our Privacy Policy or contact us.

11. COLLECTION OF NON-PERSONAL INFORMATION

We may automatically collect non-personal information about you—such as the type of internet browser you use or the website from which you linked to our site. This information cannot be used to identify you and is used only to enhance the services we provide.

12. SEVERABILITY

If any part of these Terms is found to be invalid, unenforceable, or unlawful by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

13. NO WAIVER

No failure or delay by us in exercising any right or remedy provided under these Terms shall operate as a waiver, nor shall any single or partial exercise of any right or remedy preclude any other or further exercise of any right or remedy.

14. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Smart-Motoring regarding your use of the Website. They supersede all prior agreements or understandings, whether written or oral.

15. LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

16. CONTACT DETAILS

If you have any questions about the Website, these Terms, our Privacy Policy, or any information which is held by us, please feel free to contact us:

By Post
7 Station Lane,
Hornchurch,
Essex,
RM12 6JL,
United Kingdom

By E-Mail
team@Smart-Motoring.com

Thank you for reading and agreeing to these Terms of Use and Privacy Policy. By using Smart-Motoring.com, you confirm that you understand and accept all provisions set out above.

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