[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/smart-motoring.com\/latest-news\/new-ecj-gender-ruling-what-does-it-mean\/#BlogPosting","mainEntityOfPage":"https:\/\/smart-motoring.com\/latest-news\/new-ecj-gender-ruling-what-does-it-mean\/","headline":"New ECJ Gender Ruling – What Does It Mean?","name":"New ECJ Gender Ruling – What Does It Mean?","description":"Not since 1928, when the vote for women was declared legal, has there been a more controversial story in the media. Feminists all over should really be jumping for joy at the thought of the new neutral gender legislation that has been passed in regards to insurance. But funnily enough, they\u2019re not. The European Court of Justice (ECJ), based in Luxembourg, is the power who have decided to rule against gender discrimination in car insurance policies and make everyone \u2018equal.\u2019 […]","datePublished":"2012-10-10","dateModified":"2012-10-10","author":{"@type":"Person","@id":"https:\/\/smart-motoring.com\/author\/isabelle-lawrence\/#Person","name":"Isabelle Lawrence","url":"https:\/\/smart-motoring.com\/author\/isabelle-lawrence\/","identifier":30,"description":"Max Wheeler is a leading motoring journalist and classic car specialist at Smart Motoring, renowned for his sharp insight and infectious passion for all things automotive. With years of experience covering motoring news, supercars, and the enduring legacy of classic cars, Max brings stories to life with style and authority. Whether it\u2019s the roar of a Lamborghini, the elegance of an Aston Martin DB5, or the cultural impact of vintage motoring icons, he delivers expert commentary that inspires enthusiasts and collectors alike. Dedicated to celebrating the heritage and future of driving, Max Wheeler is your trusted voice for classic car news and beyond.","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8d331506e3c530b5ec4930c30a01ed8cc29b0537227573ae5da98f559e681401?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8d331506e3c530b5ec4930c30a01ed8cc29b0537227573ae5da98f559e681401?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Smart Motoring","logo":{"@type":"ImageObject","@id":"https:\/\/smart-motoring.com\/wp-content\/uploads\/2024\/10\/smart-motoring_news_logo_g-e1765846726493.webp","url":"https:\/\/smart-motoring.com\/wp-content\/uploads\/2024\/10\/smart-motoring_news_logo_g-e1765846726493.webp","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/smart-motoring.com\/wp-content\/uploads\/2012\/10\/male-female.jpg","url":"https:\/\/smart-motoring.com\/wp-content\/uploads\/2012\/10\/male-female.jpg","height":203,"width":203},"url":"https:\/\/smart-motoring.com\/latest-news\/new-ecj-gender-ruling-what-does-it-mean\/","about":["Cars","LATEST CAR NEWS"],"wordCount":538,"keywords":["abi","car insurance gender legislation","ecj ruling","european court of justice","gender ruling","insurance discount","insurance premiums","mens insurance","new insurance law","women only insurance","womens insurance","young persons insurance"],"articleBody":"Not since 1928, when the vote for women was declared legal, has there been a more controversial story in the media. Feminists all over should really be jumping for joy at the thought of the new neutral gender legislation that has been passed in regards to insurance. But funnily enough, they\u2019re not.The European Court of Justice (ECJ), based in Luxembourg, is the power who have decided to rule against gender discrimination in car insurance policies and make everyone \u2018equal.\u2019 As you would imagine women are celebrating this fantastic news world-wide! Not.For many years now us men have been penalised for one of our only past times that we are \u2018allowed\u2019 to have, without being moaned at or pitied; driving a car. Even if it is only a Kia.So what is going to change?From the 21st December 2012, gender cannot be used as a factor when pricing insurance. Car insurance companies will no longer be allowed to take gender into account and it\u2019s about time too!Why is this happening?Why hasn\u2019t it happened sooner would be my question! However, since 2004 gender equality has been debated and insurers will no longer be able to discriminate due to the new law. They will have to over-ride the discrimination around the sex of the prospective policy holder.How does this affect me?Basically if you are a male and in your younger years, don\u2019t be surprised at a reduction in your insurance premium. The Association of British Insurers (ABI) believes that policies are set to get up to a minimum of 10% cheaper with the new change of law.As well as motor insurance, this new neutral-gender law will have a domino effect on various financial service firms all over. The will also dictate the pension income that millions of people receive, as well as life insurance and private medical insurance.\u00a0 However, it is not all doom and gloom. The idea of treating the person as an individual rather than a gender type will mean the more cautious drivers, whether man or woman, will reap the rewards in the long term.So what does this mean for men and women?Young males and females will soon go head to head in the car insurance battle. Men will gain a reduction in their car insurance prices while unfortunately, for the young ladies out there,this may not be the greatest piece of news as their car insurance premiums will match the guys. The effect will be felt less for the more mature ladies and gentlemen, as car insurance tends to level itself out once the magical age of 30 hits, but it seems the generation that turn to the bank of mum and dad will have all the more reason to do so after this legislation kicks in.If you\u2019re a young man with at least a 10% premium reduction on your next renewal (although early statistics suggest that it could be a much larger reduction), you can look forward to some extra golf lessons, maybe a new set of wheels for the motor, you could even stretch to a boys weekend away, but deep down we all know what the 10% will really go towards. Her car insurance!"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Latest News","item":"https:\/\/smart-motoring.com\/latest-news\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"New ECJ Gender Ruling – What Does It Mean?","item":"https:\/\/smart-motoring.com\/latest-news\/new-ecj-gender-ruling-what-does-it-mean\/#breadcrumbitem"}]}]